Notary Transactions
1. Acknowledgment
Purpose: Verifies that a signer willingly signed the document.
Common uses:
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Real estate deeds
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Powers of attorney
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Trusts
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Business agreements
2. Jurats
Purpose: Signer swears or affirms the truth of a document.
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Involves an oath or affirmation
Common uses:
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Affidavits
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Depositions
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Legal testimony
3. Oaths and Affirmations
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Oath pledges to an higher authority
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Affirmation: A formal statement of truth made in one’s honor.
Used in: Court proceedings, sworn statements, or legal declarations
4. Copy Certification
Purpose: Certifies that a copy of an original document is true and complete.
Common uses:
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Diplomas
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Passports
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Driver’s licenses (in some states)
5. Signature Witnessing
Purpose: Notary witnesses the act of signing (identity verified, but no acknowledgment or oath required).
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Used in: Less formal agreements, business transactions
Common Documents Requiring Notarization
Document Type
Transaction Purpose
Real Estate Deeds
Transfer property ownership
Mortgage Documents
Borrower agreement with lender
Power of Attorney
Delegation of legal authority
Affidavits
Sworn written statements
Wills & Trusts
Estate planning
Contracts & Agreements
Legal business or personal commitments
Loan Documents
Borrowing agreements
Vehicle Titles
Sale/transfer of vehicle ownership
Who Performs Notary Transactions
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A Notary Public: A state-appointed official (Commissioned Notary)
Must verify the signer’s identity, willingness, and understanding.
Requirements for a Valid Notary Transaction
Signer’s presence
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Valid government-issued ID, Military ID, permanent residence ID or Passport
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Document must be completed entirely with no blank spaces.
